The Psychology of Salary Dependence
For most people, stability is a core value. Receiving a fixed income gives a person a sense of security and confidence in the future. Any increase in income is often perceived as a risk: what if this new sum disappears, and they'll have to look for another job or cut expenses. Consequently, people are internally afraid to increase their income, lest they risk their peace of mind.
Limited thinking and beliefs
Many people perceive money as a limited resource. Social telemarketing data stereotypes such as "the rich are greedy," "money is evil," and "you can only earn money through hard work and honesty" all create internal barriers. People become accustomed to a certain level of income and believe it's the maximum they can achieve.
Lack of financial growth skills
Often, people know how to earn money, but they don't know how to invest, save, and grow it skillfully. This creates the feeling that any salary increase isn't the result of skill, but rather a fluke or a rare exception. Therefore, even with increased income, people don't know how to manage it wisely, which hinders growth.
Dependence on external factors
Low salaries are driven not only by personal fears or beliefs, but also by external circumstances: the economic situation, business contexts, and labor market difficulties. Many perceive salary as a criterion dependent on external conditions, with no ability to influence it. This further reinforces fixation on the current income level and hinders growth.
Lack of a planning system and goals
If a person doesn't know how they spend their money and what their goals are, even a growing income is meaningless. Living by the principle of "live today," without a vision of a financial future, is a dead end where your salary becomes a barrier you can't cross.