Deductions initiated by the employee
Posted: Wed Jan 22, 2025 10:30 am
It happens that the employee himself asks the employer to withhold part of his salary. Most often, this is done to simplify organizational processes. For example, the employee does not want to constantly keep nigeria telegram database in mind the idea that he needs to send a thousand rubles to a charity every month, so the accounting department does it for him. In addition to charity, other targeted deductions are possible. Most often, these are:
voluntary insurance contributions;
union dues;
repayment of loans.
This could be a debt to an employer or a loan – a debt to a bank.
The manager of a company that sells household appliances found himself in a difficult situation. His wife became seriously ill. The family spent all their savings on her treatment, but it was not enough.
Then the employee decided to ask the management to give him an interest-free loan. The company understood the situation and issued the necessary funds.
The manager wrote a statement for voluntary withholding of funds from his salary to cover a debt to the employer. The company met him halfway: it gave him a three-month deferment and allowed him to give 15% of his salary.
How to design
The employee must write a statement to withhold part of the funds from the salary in free form. The document specifies the conditions, amount and purpose of the deductions. After this, the accounting department begins to transfer part of the salary on a monthly basis for the purposes specified by the employee. Important: the employer has the right to refuse the employee deductions.
Acceptable sizes
It is important for both employers and employees to know that the total amount of all deductions without the employee's consent cannot exceed:
70% - in exceptional cases, which may concern alimony, compensation for harm and damage from a crime;
50% - in cases where the deduction occurs on the basis of several writs of execution;
20% - in all other cases.
However, the deduction from salary at the employee’s discretion can be at least 100% of the salary, because it is the employee’s money and he decides how to use it.
voluntary insurance contributions;
union dues;
repayment of loans.
This could be a debt to an employer or a loan – a debt to a bank.
The manager of a company that sells household appliances found himself in a difficult situation. His wife became seriously ill. The family spent all their savings on her treatment, but it was not enough.
Then the employee decided to ask the management to give him an interest-free loan. The company understood the situation and issued the necessary funds.
The manager wrote a statement for voluntary withholding of funds from his salary to cover a debt to the employer. The company met him halfway: it gave him a three-month deferment and allowed him to give 15% of his salary.
How to design
The employee must write a statement to withhold part of the funds from the salary in free form. The document specifies the conditions, amount and purpose of the deductions. After this, the accounting department begins to transfer part of the salary on a monthly basis for the purposes specified by the employee. Important: the employer has the right to refuse the employee deductions.
Acceptable sizes
It is important for both employers and employees to know that the total amount of all deductions without the employee's consent cannot exceed:
70% - in exceptional cases, which may concern alimony, compensation for harm and damage from a crime;
50% - in cases where the deduction occurs on the basis of several writs of execution;
20% - in all other cases.
However, the deduction from salary at the employee’s discretion can be at least 100% of the salary, because it is the employee’s money and he decides how to use it.