The ecological advantages of insurance

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Medical care and elderly care continue to amplify growth potential and promote value revaluation.

If you want to evaluate the value of Ping An in ten or even twenty years, you must not just focus on the main insurance business, but must conduct an in-depth analysis of the "insurance + medical pension" model it has constructed.

Enterprise operations should follow the trend, and Ping An's entry into medical and elderly care is precisely in line with the clear trend of accelerating aging. In order to meet the ever-expanding demand for medical and elderly care, Ping An has integrated relevant supplier resources and built a unique medical and elderly care platform.

As of the end of September this year, Ping An has a team of about 50,000 internal and external doctors, and more than 36,000 cooperative hospitals. It has achieved 100% cooperation coverage with the top 100 domestic spam number user data hospitals and tertiary hospitals. The number of cooperative health management institutions has exceeded 104,000, and the number of cooperative pharmacies has exceeded 100,000. More than 233,000; overseas cooperation network covers 35 countries around the world and more than 1,300 overseas medical institutions.

The rapid development of the medical and elderly care business can not only extend a new growth curve, but also empower the original main insurance business. Ping An has developed differentiated competitive advantages through its three major product and service lines: "insurance + health management", "insurance + high-end elderly care" and "insurance + home-based elderly care".

In the first three quarters of this year, more than 19.5 million Ping An Life customers used services provided by the medical and senior care ecosystem, of which approximately 76% were new contract customers using health services. Customers who enjoy the service rights of the medical and elderly care ecosystem contributed more than 69.6% of the new business value of life insurance.